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Kredite, Sparen, Investitionen & Rente

• Compound Interest CalculatorCalculate how your investment grows with compound interest. See total balance, contributions, and interest earned over time — free and instant.
• Mortgage CalculatorEstimate your monthly mortgage payment, total interest, and payoff schedule. See how down payment, rate, and term change what you pay — free and instant.
• Loan Payment CalculatorCalculate the monthly payment on any personal loan. Enter amount, rate, and term to see payment, total interest, and total cost — free and instant.
• Auto Loan CalculatorCalculate your monthly car payment including trade-in, fees, and sales tax. Compare loan terms and rates to find the cheapest way to finance a vehicle.
• Credit Card Payoff CalculatorSee how long it takes to pay off credit card debt with a fixed monthly payment, how much interest you'll pay, and how extra payments save money — free and instant.
• Simple Interest CalculatorCalculate simple interest on a loan or deposit with the formula I = Prt. See interest earned, final amount, and how it differs from compound interest.
• Savings Goal CalculatorWork out how much to save each month to reach a savings goal. Enter your target, timeline, and expected return to get your required monthly deposit.
• Retirement CalculatorProject your retirement savings growth and check if you can safely withdraw what you plan to spend. Uses real-return compounding and the 4% safe withdrawal rule.
• ROI CalculatorCalculate return on investment (ROI) and annualized return (CAGR) from your starting and ending values. Compare investments fairly across different time periods.
• Inflation CalculatorSee how inflation erodes money over time. Enter an amount, inflation rate, and years to find future prices and the real purchasing power of today's dollars.
• Salary to Hourly CalculatorConvert annual salary to hourly, weekly and monthly pay — accounting for vacation weeks and hours per week.
• Amortization CalculatorCalculate the monthly payment of a loan and see how much interest you pay over the full term.
• APR CalculatorConvert a stated APR to the effective annual rate, accounting for compounding frequency.
• APY CalculatorFind the annual percentage yield of a deposit rate for any compounding schedule.
• Annuity CalculatorCompute the future value of regular deposits with compound interest.
• 401(k) CalculatorProject your 401(k) balance at retirement, including employer match and compounding.
• 50/30/20 Budget CalculatorSplit your after-tax income into needs, wants, and savings with the 50/30/20 rule.
• Markup CalculatorSet a selling price from your cost and target markup, and see the resulting margin.
• Profit Margin CalculatorCalculate gross profit margin from revenue and cost, with markup shown alongside.
• Basis Point CalculatorConvert between basis points and percent, and see the change on any amount.
• Break-Even CalculatorFind how many units you must sell to cover fixed costs at a given price and variable cost.
• Debt-to-Income CalculatorCheck your DTI ratio the way lenders do, from monthly debts and gross income.
• Cap Rate CalculatorEvaluate a rental property using capitalization rate from net operating income and value.
• Commission CalculatorWork out sales commission from a base salary, commission rate, and sales amount.
• Rent Split CalculatorDivide rent fairly between roommates, either equally or by income share.
• Net Worth CalculatorAdd up your assets, subtract your liabilities, and see your true net worth.
• Student Loan CalculatorEstimate monthly payments and total interest on a student loan after graduation.
• Refinance CalculatorCompare your current mortgage with a refinance offer to see monthly savings and break-even.
• Down Payment CalculatorSee how different down payments change your loan amount and estimated monthly payment.
• Escrow CalculatorEstimate the monthly escrow portion of a mortgage payment for taxes and insurance.
• Cost of Living CalculatorAdjust a salary or budget from one city's price level to another using index values.
• VAT / GST CalculatorAdd or remove VAT/GST from any price and see the net, tax, and gross amounts.
• Income Tax EstimatorEstimate federal tax on a salary using progressive brackets, plus an optional flat state rate.
• SIP CalculatorEstimate the future value of a systematic investment plan with monthly contributions and compounding returns.
• EMI CalculatorWork out the equal monthly instalment on a loan, with total interest and a full payoff picture.
• Fixed Deposit CalculatorSee how a fixed deposit grows with compound interest, comparing monthly, quarterly, and annual compounding.
• Insurance Premium EstimatorEstimate an annual life-insurance premium from coverage, age, and term, using a simplified term-life rate model.
• Rent vs Buy CalculatorCompare the true monthly cost of owning — mortgage, tax, insurance, maintenance — against renting the same home.
• CAGR CalculatorCompound annual growth rate between any starting and ending value over any period.
• Capital Gains CalculatorGain, return, and after-tax proceeds using US-style short/long-term rates by income bracket.
• Dividend Yield CalculatorYield, payout per period, and annual income from share price and dividends — quarterly or monthly payers.
• Currency Conversion Fee CalculatorFind the real cost of paying abroad: card foreign transaction fees, FX markup, and how much dynamic currency conversion quietly adds.
• Overdraft Fee CalculatorTally overdraft and NSF fees from your overdraft events, and compare pay-per-use costs against overdraft protection plans.
• Wire Transfer Fee CalculatorCompare the full cost of an international wire — outgoing fee, intermediary charges, and FX margin — against flat-fee transfer services.
• Late Payment Fee CalculatorWork out the true cost of a late invoice or bill — flat penalty plus monthly interest — and see the effective annualized rate you're being charged.
• Minimum Balance Fee CalculatorCheck whether your account dips below the minimum balance threshold, what the monthly fee costs you per year, and how much to deposit to escape it.
• ATM Fee CalculatorSee what out-of-network cash withdrawals really cost — operator fee plus your bank's surcharge — across withdrawal sizes, and how much you'd save with in-network habits.
• Home Insurance Cost CalculatorEstimate annual homeowners insurance from rebuild cost, deductible choice, and risk profile — plus what each deductible tier really costs you.
• Renters Insurance Cost CalculatorEstimate renters insurance from your stuff's value and risk profile — monthly cost, liability add-ons, and why it's cheaper than a lost laptop.