Fixed Deposit Calculator
See how a fixed deposit grows with compound interest, comparing monthly, quarterly, and annual compounding.
Maturity value
$13,804
Aufschlüsselung
- Interest earned
- $3,804
- Effective annual yield (%)
- 6.66
Zuletzt aktualisiert:
FAQ
What is a fixed deposit?
A fixed deposit (FD) locks a lump sum at a set rate for a fixed term. Interest usually compounds quarterly, and the payout arrives at maturity.
How does compounding frequency affect my return?
More frequent compounding earns interest on interest sooner. Monthly compounding yields slightly more than quarterly, which beats yearly at the same nominal rate.
What is effective yield?
The effective annual yield converts your compounding result into an equivalent once-a-year rate, making different FD offers easy to compare.
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