Coffee Cost Calculator
See what your daily coffee really costs — café habit vs home brewing vs pod machines — per month, per year, and per decade.
Cost per year
$1,170
Breakdown
- Cost per cup
- $4.50
- Cups per week
- 5
- Weekly
- $22.50
- Monthly
- $97.50
- Ten-year total
- $11,700
- If invested instead (10 yr)
- $16,165
- Home-brew yearly equivalent
- $52.00
- Savings brewing at home
- $1,118
Last updated:
FAQ
How much does a coffee habit cost per year?
One 4.50 café latte every workday is about 1,170 a year; two a day doubles that. Pods land near 120 yearly, and drip coffee costs under 60. The gap between café and home brewing is the famous "latte factor".
Is the latte factor real?
Mathematically yes, psychologically it's overrated. Skipping coffee saves real money, but the invested line shows the honest ceiling: about 16,000 after ten years for a one-a-day habit. Worth caring about — just not a retirement plan by itself.
How much cheaper is home brewing?
Roughly 95%. Decent beans at 18 per 340 g bag make about 16 cups — just over 1 of coffee, or ~0.20 per cup with filters and water. Add milk for a latte-style drink and you're still under 0.60 versus 4.50 at the café.
Related Calculators
Tip Calculator
→Calculate the tip amount and total bill per person, with smart service-quality presets and rounding options.
Split the Bill Calculator
→Split a bill fairly between friends, with optional tip and separate handling of shared vs personal items.
GPA Calculator
→Calculate your grade point average on a 4.0 scale from course grades and credit hours, with cumulative GPA support.
Grade Calculator
→Find what you need on the final exam to reach your target course grade, based on current grade and exam weight.