Capital Gains Calculator
Gain, return, and after-tax proceeds using US-style short/long-term rates by income bracket.
Capital gain
$4,980
Breakdown
- Return
- 49.7%
- Est. tax rate
- 15%
- Estimated tax
- $747.00
- After-tax proceeds
- $14,253
Last updated:
FAQ
How are capital gains taxed in the US?
Gains on assets held over a year are long-term and taxed at 0%, 15%, or 20% depending on income. Gains held a year or less are short-term and taxed as ordinary income, which is usually higher.
Can I deduct losses?
Yes — capital losses offset gains first, and up to $3,000 of excess loss can offset ordinary income each year, with the rest carrying forward. This tool estimates tax on a net gain only.
Why do fees increase my cost basis?
Brokerage fees and commissions are added to your cost basis, which lowers the taxable gain. Buying and selling costs both count under current US rules.
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